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County · Debt explorer

Smith County

Print county brief1 page, fiscal year 2025

Smith County's 8 independent school districts owed $858.8 million in principal outstanding at the end of fiscal year 2025, $3,448 per county resident, 85th of 156 counties and 24th of 31 (100,000 to 499,999). Computed here from BRB's tables: Debt Outstanding By Issuance Local By Year, updated by BRB 9/9/2026, loaded here 10/8/2026.

Showing debt per resident (per county resident) for independent school districts, fiscal year 2025. How it is computed: principal outstanding owed by the local governments attributed to the county, divided by the population the county government reported for the same fiscal year; computed here from BRB's tables. Method.

Debt per resident, per county resident
$3,448
Rank
85th of 156
Rank in its size band
24th of 31 (100,000 to 499,999)
Total principal outstanding
$858,784,912
Population (county government's row)
249,091
Of which multi-county issuers
$0

Every bond issue in Smith County in the bond database

Debt by government type, fiscal year 2025

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Principal outstanding by government type; the table below gives the figures.Independent School Districts: $859million
Type?Issuers?Principal outstanding?Share?
Independent School Districts8$858,784,912100.0%
Total8$858,784,912100.0%

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Type?Issuers?Principal outstanding?Share?
Independent School Districts8$858,784,912100.0%
Total8$858,784,912100.0%

Governments attributed to Smith County

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Each counts here because Smith is the first county BRB lists for it. Per resident uses the government's own reported population, where it reports one.

Issuer ?Type ?Principal outstanding ?Per resident ?
Tyler ISDIndependent School Districts$392,865,000$3,427
Bullard ISDIndependent School Districts$149,294,000$11,013
Chapel Hill ISDaIndependent School Districts$115,331,000$5,163
Whitehouse ISDIndependent School Districts$92,780,000$4,245
Lindale ISDIndependent School Districts$54,404,912$2,444
Winona ISDIndependent School Districts$35,525,000$5,324
Arp ISDIndependent School Districts$14,465,000$2,958
Troup ISDIndependent School Districts$4,120,000$483

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Issuer ?Type ?Principal outstanding ?Per resident ?
Tyler ISDIndependent School Districts$392,865,000$3,427
Bullard ISDIndependent School Districts$149,294,000$11,013
Chapel Hill ISDaIndependent School Districts$115,331,000$5,163
Whitehouse ISDIndependent School Districts$92,780,000$4,245
Lindale ISDIndependent School Districts$54,404,912$2,444
Winona ISDIndependent School Districts$35,525,000$5,324
Arp ISDIndependent School Districts$14,465,000$2,958
Troup ISDIndependent School Districts$4,120,000$483
  1. Tyler ISDIndependent School DistrictsPrincipal $392,865,000Per resident: $3,427
  2. Bullard ISDIndependent School DistrictsPrincipal $149,294,000Per resident: $11,013
  3. Chapel Hill ISDaIndependent School DistrictsPrincipal $115,331,000Per resident: $5,163
  4. Whitehouse ISDIndependent School DistrictsPrincipal $92,780,000Per resident: $4,245
  5. Lindale ISDIndependent School DistrictsPrincipal $54,404,912Per resident: $2,444
  6. Winona ISDIndependent School DistrictsPrincipal $35,525,000Per resident: $5,324
  7. Arp ISDIndependent School DistrictsPrincipal $14,465,000Per resident: $2,958
  8. Troup ISDIndependent School DistrictsPrincipal $4,120,000Per resident: $483

Rows 1–8 of 8

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Also serve Smith County

No issuer counted in another county lists Smith County.

Over the years

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Principal outstanding at each fiscal year end; the table below gives the figures.$504 million2016$740 million2017$718 million2018$721 million2019$701 million2020$671 million2021$804 million2022$896 million2023$868 million2024$859 million2025
2016: $504 million; 2025: $859 million
Fiscal year?Principal outstanding?Issuers?Population?Debt per resident?
Fiscal year2025Principal outstanding$858,784,912Issuers8Population249,091Debt per resident$3,448
Fiscal year2024Principal outstanding$867,737,843Issuers8Population245,209Debt per resident$3,539
Fiscal year2023Principal outstanding$895,586,093Issuers8Population241,922Debt per resident$3,702
Fiscal year2022Principal outstanding$803,713,093Issuers8Population237,186Debt per resident$3,389
Fiscal year2021Principal outstanding$671,375,626Issuers8Population233,479Debt per resident$2,876
Fiscal year2020Principal outstanding$701,306,545Issuers8Population232,751Debt per resident$3,013
Fiscal year2019Principal outstanding$721,284,625Issuers8Population230,221Debt per resident$3,133
Fiscal year2018Principal outstanding$718,288,167Issuers8Population227,727Debt per resident$3,154
Fiscal year2017Principal outstanding$740,102,300Issuers8Population225,290Debt per resident$3,285
Fiscal year2016Principal outstanding$504,465,268Issuers8Population222,936Debt per resident$2,263

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Fiscal year?Principal outstanding?Issuers?Population?Debt per resident?
Fiscal year2025Principal outstanding$858,784,912Issuers8Population249,091Debt per resident$3,448
Fiscal year2024Principal outstanding$867,737,843Issuers8Population245,209Debt per resident$3,539
Fiscal year2023Principal outstanding$895,586,093Issuers8Population241,922Debt per resident$3,702
Fiscal year2022Principal outstanding$803,713,093Issuers8Population237,186Debt per resident$3,389
Fiscal year2021Principal outstanding$671,375,626Issuers8Population233,479Debt per resident$2,876
Fiscal year2020Principal outstanding$701,306,545Issuers8Population232,751Debt per resident$3,013
Fiscal year2019Principal outstanding$721,284,625Issuers8Population230,221Debt per resident$3,133
Fiscal year2018Principal outstanding$718,288,167Issuers8Population227,727Debt per resident$3,154
Fiscal year2017Principal outstanding$740,102,300Issuers8Population225,290Debt per resident$3,285
Fiscal year2016Principal outstanding$504,465,268Issuers8Population222,936Debt per resident$2,263

How these figures are made

Debt per resident

Principal outstanding owed by the local governments attributed to the county, divided by the population the county government reported for the same fiscal year; computed here from BRB's tables for fiscal year 2025. The denominator is the population on Smith County government's own row (249,091 residents). With one government type chosen it is debt per county resident, not per resident of those governments. A county with no county-government row for the year shows "Not reported" for this measure.

Which governments count here

BRB's County field lists every county an issuer serves and gives no shares. An issuer's debt counts in its home county, the first county listed for it, so each dollar counts once statewide. Issuers that list Smith County but count in another are under "Also serve Smith County". Per resident in the issuer list uses each government's own reported population, where it reports one.

Not reported means no government of the chosen type in the county reported the amount that year, or the denominator was not reported. It is never shown as zero.

Fiscal years: Texas fiscal years run September 1 to August 31. Local governments report at the end of their own fiscal year, as BRB's tables do.

The full method, with the class breaks and the size bands, is on the explorer's main page. Sources are listed below.

EMMA links appear after review.

Source: Local Issuance Fee By Year (updated by the publisher 10/6/2026); Debt Outstanding By Issuance Local By Year (updated by the publisher 9/9/2026). Loaded here 10/8/2026.

Texas fiscal years run September 1 to August 31.

Issuer names are shown as BRB publishes them, spellings included.

Figures are as reported to the agency and have not been independently verified.